Fintech - Disini Law Office
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Our FinTech practice leverages the firm’s technology expertise and banking experience. We regularly work with fintech and traditional financial services providers in their various initiatives involving payments and money services businesses. We also advise tech companies and media platforms in aspects of their operations which touch on financial regulations such as their expansion to payments services, integration with various operators of payments systems, or partnerships with financial institutions.


Our lawyers advise and assist clients that seek to procure licenses with the regulator to operate as e-money issuers, remittance agents, and virtual currency exchanges. This includes advising on governance, corporate structure, AMLA, and operational requirements, as well as the preparation and review of documents necessary for the various licensing and compliance requirements of the central bank. 


Our lawyers are also knowledgeable about structuring co-branding arrangements and preparing the necessary documentation, between BSP-supervised institutions and their counterparties, which enable the latter to offer certain financial services to its customers. 


We also work closely with Fintechs and technology companies to help them navigate the legalities of directly offering payments and e-money services, integrating with existing operators of payments systems, or partnering with other financial institutions including insurance and financing companies. Given the firm’s background in tech and data privacy, our Fintech team is also well-equipped to provide advice on various tech contracts, and data sharing and outsourcing arrangements. 


Our lawyers have also assisted clients in the latter’s crowdfunding projects and lending platform operations.