Banking & Finance - Disini Law Office
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PRACTICE AREA

Banking & Finance

Our banking practice includes giving advice on regulatory issues, syndicated loans, restructurings, financial leasing, credit card operations, and other bank allied undertakings.

 

Over the years, we have been immersed in cutting-edge project finance transactions involving power, water, agri-business, and other projects representing multilateral financing institutions, international and local banks, including project proponents.

 

We have extensive experience in assisting banks with their respective digital banking operations, and electronic payment and financial services projects, and offer a full range of advice on Banking and Finance matters such as:

 

  • Loans and Loan Syndication Agreements
  • Trust Operations
  • Electronic Money Issuance and Licensing
  • Electronic Banking
  • Online Payment Systems
  • Mobile and Virtual Wallets
  • Crypto-Currency and BitCoin
  • Technology Arrangements

 

Some of the recent projects and work in Banking and Finance include:

  • Advising a global digital bank on various aspects of their operations including data privacy compliance, standard contracts, software development, product development and open source software policies.
  • Assisting a regional e-commerce and payments operator, with operations in Southeast Asia and Taiwan in navigating regulations relevant to electronic financial services, including the new developments in the areas of digital banking.
  • Assisting a client in its negotiations with a universal bank for the implementation of the government’s first issuance of treasury bonds using blockchain technology.
  • Advising on the design and structure of an app’s closed-loop payments system
  • Advising a licensed brokerage firm with the SEC and an active trading participant in the Philippines Stock Exchange on the implementation of its crowdfunding platform.
  • Advising a mobile food delivery company on the application for a license to become an e-money issuer and an operator of payments systems; and on its compliance with banking, trade, and operational regulations governing payments systems and non-bank central bank-supervised financial institutions
  • Facilitating the transition to cashless payments system of one of the largest toll road developer and operator in the Philippines
  • Advising one of the biggest technology law firms globally on the requirements and restrictions specific to cloud technology and other IT standards under Philippine Central Bank regulations
  • Providing advice to allow various group companies to enter into a co-branding arrangement with a major telco equipment company to allow the latter to provide e-money services to its customers.
  • Providing advice to allow one of the client’s group companies to act as an insurance distribution channel.
  • Assisting a licensed virtual currency exchange in its compliance obligations with the BSP.
  • Assisting on the preparation of its compliance documents necessary for lending companies, including anti-money laundering policies and manuals
  • Assisting an organization dedicated to distributed ledger technology in the Philippines in the preparation of its internal governance documents, including its membership code of conduct
  • Providing advice on various marketing materials to ensure compliance with the regulation on cross-selling of financial services